Baixar PicPay APK – Send & Receive Money Free for Android

Table of Contents

• Introduction to Baixar PicPay APK
• Top Features of Baixar PicPay APK
• Pros and Cons of Baixar PicPay APK
  • 👍 Pros:
  • 👎 Cons:
• Frequently Asked Questions
• Final Thoughts on Baixar PicPay APK
• Baixar PicPay App Review
• Baixar PicPay App Alternatives

Introduction to Baixar PicPay APK

Baixar PicPay APK makes a difference 💚

Is it CLT? Baixar PicPay APK makes your life easier! Now available, Workers Credit allows you to obtain a private salary loan directly through PicPay, featuring low interest rates and salary discounts. Get a loan quickly without worrying about your budget. Try a demo right now through the app to enjoy the best loan terms!

With a free digital account, no annual fee credit card, cashback, fast loans and much more, PicPay will revolutionise your finances. With Pix transfers, FGTS prepayments and higher savings returns, you have complete control over your money.

💚 Digital Account: Fast, Free, Fully Functional!

100% free and easy-to-use digital account. Manage all your bank accounts, transfer money between accounts, organise your accounts and manage Pix in one app. Pay in up to 36 instalments using any bank card and transfer funds securely to any bank. Your funds will still automatically earn 102% CDI, which is even more than the savings rate.

Top Features of Baixar PicPay APK

💳 No Annual Fee Credit Cards: Benefits You’ll Love
Personalised Cards for Every Lifestyle:
🥇 Picpay Gold: No annual fee, up to 36 instalments, Mastercard Surprenda benefits, and Picpay Store Cashback.
🥈 Picpay Platinum: 0.5% cashback on all credit card purchases, global emergency assistance, and car insurance.
🖤 Picpay Black: 1.2% cashback, lounge access, travel insurance, concierge services, and exclusive “Priceless City” benefits.

Get a no-annual-fee credit card with a limit of up to BRL 10,000! Earn cashback on all online and partner store purchases 🛍️

⚡️ Instant Pix: Free Instant Transfers
Pix on Picpay allows instant payments anytime, in up to 36 instalments. The recipient receives the money instantly, and you only need to pay when the bill is due. You can also enjoy many benefits, such as higher returns than savings, cash back, promotions from PicPay store partners, top-up services, and convenient instalment payments.

💰 PicPay Loans: Fast and convenient credit services
PicPay offers credit services with fast approval and no fuss, making it perfect for dealing with emergencies, repaying high-interest loans, or completing personal projects.

Personal Loans: Simulate directly in the app, discover pre-approved offers and manage everything from the comfort of your home.

FGTS Advance: Get funds in your account in as little as 2 minutes! No monthly fees and easy approval for even unqualified applicants.

Find the ideal solution for you!

💡 More than just a digital account: a complete financial solution!

In addition to transfers and loans, PicPay also offers:

• Accounts that provide income: Your money grows automatically, with a higher return than savings (102% of CDI).
• Invest: Diversify your portfolio with secure and convenient options, all directly within the app.
• Instalments: Pay your bills in up to 36 instalments using a credit card.
• Rewards: Earn rewards directly in your account for every purchase.

Pros and Cons of Baixar PicPay APK

👍 Pros:

• Fast Money Transfers: Downloading the PicPay APK lets you send and receive money in seconds, even without a traditional bank account.
• No Hidden Fees: Most personal transfers are free, helping users save money.
• User-Friendly Interface: The app is clean and easy to use, even for beginners.
• Digital Wallet Features: Pay bills, recharge your phone, and shop online—all in one app.
• Cashback Offers: Users often get rewards and cashback on selected transactions.
• QR Code Payments: Simple scan-and-pay system for stores and friends.
• Works Without Play Store: You can download and install it directly from the APK, making it ideal for rooted or unsupported devices.

👎 Cons:

• Requires Internet Access: The app doesn’t work offline, which can be a drawback in areas with low connectivity.
• Regional Limitations: Some features are only available for users in Brazil.
• Security Risks with APKs: If downloaded from unofficial sources, the APK may carry potential risks.
• Limited International Support: This is not ideal for users who want to send money across international borders.
• Occasional App Bugs: Some users report minor glitches or delays during peak hours.

Frequently Asked Questions

Final Thoughts on Baixar PicPay APK

Baixar PicPay APK is a trusted mobile wallet app with over 1 million downloads, a strong 4.2-star rating, and thousands of positive reviews from users who love its speed and ease of use. Developed by PicPay, this app lets you pay bills, send money, shop online, and earn cashback—all from your Android phone. It’s free to download, simple to use, and perfect for everyday payments. Whether you’re buying something or sending money to a friend, PicPay makes it fast and fun. If you want smart payments in your pocket, this app is a must-have!

Baixar PicPay App Review

Fabrizio De Freitas

The experience and usability is really good, very intuitive and easy to understand. The credit/debit card functionalities are really useful and adjustable to your personal needs. Sometimes it gives you an error and the payment or transfer doesn’t happen instantly and you have to wait 5 minutes so you don’t make the same operation twice.

Thomas Ueda Ribeiro

Never install this app, please. You will never recall a PENDING transaction to a person that you know, you know why?, because the service to support you takes more time than you need. You cant create a case, you can’t create a account without number, you can’t take the status easier. Your transition to Steam cards and riot cards didn’t come with PIN code.

A Google user

Kinda bureaucratic but it works. Interface is completely counter intuitive, it’s easy to spend a lot of time looking for functions that should be at main screen like paying bills… Has the superb feature of sharing payments, which is (I’d say) unique to this app. Verdict: cool app but could be improved.

Baixar PicPay App Alternatives

• eToro App Apk
• CashApp Mod Apk
• TradingView Mod Apk

Swetha Sr. Content Manager

I am an experienced content writer with over 3 years of experience. I have completed MCA from AKTU, Lucknow. I have 10 years of experience as a Software Eng.

See Full Bio

SEO Specialist Content Reviewer Keyword Analyst